Introduction section Maximum Rates General Government Mortgages
Maximum Rates General Government Mortgages
This page contains the tables with the maximum interest rates for mortgages with burden borne by the State, of amount equal to or less than 51,645,689.91 euros, and for mortgages with burden borne by Local Authorities without limits of amount.
Relevant Determinations of the Head of the Public Debt Directorate are available in the sections "Laws and Regulation on Government Debt", respectively at the link: Other liabilities of General Government and at the link: Rules regarding Local Authorities.
| Mortgage Maturity | Fixed Rate | Floating Rate |
|---|---|---|
| Up to 10 years | Swap 7Y + 1.10% | Euribor6M + 1.10% |
| Up to 15 years | Swap 10Y + 1.50% | Euribor6M + 1.50% |
| Up to 20 years | Swap 12Y + 1.75% | Euribor6M + 1.75% |
| Up to 25 years | Swap 15Y + 1.80% | Euribor6M + 1.90% |
| Beyond 25 years | Swap 20Y + 2.00% | Euribor6M + 2.05% |
| Mortgage Maturity | Fixed Rate | Floating Rate |
|---|---|---|
| Up to 10 years | Swap 7Y + 1.30% | Euribor6M + 1.25% |
| Up to 15 years | Swap 10Y + 1.75% | Euribor6M + 1.75% |
| Up to 20 years | Swap 12Y + 2.00% | Euribor6M + 2.05% |
| Up to 25 years | Swap 15Y + 2.10% | Euribor6M + 2.20% |
| Beyond 25 years | Swap 20Y + 2.35% | Euribor6M + 2.40% |